Ready or not, back-to-school season is here.
As your young drivers return to the road for college or daily commutes, it’s worth considering the potential benefits of putting them on their own auto insurance policy.
According to local insurance expert James Boley, a separate policy likely makes sense if:
- Your child is now 18+
- They co-own one of your vehicles
- You don’t want to be held liable for an accident your child causes
- Your child is working on establishing credit
Save by separating
It can also be more cost-effective for young drivers to have their own policy. You’ve worked hard to keep your premium low, and an inexperienced addition could spike your payment for years to come.
Ask an agent
Policy decisions are case-specific and will vary from family to family. Explore your options for free with your Local GEICO Office on S. Florida Ave to find the best savings + coverage for your family.
